Terms of Service

1. Acceptance of Terms

By accessing or using the Bold Vestimance website, submitting a form, requesting an analysis, or otherwise interacting with the Service, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you should discontinue use of the Service immediately.

2. Description of the Service

Bold Vestimance provides informational content, methodology descriptions, and reporting summaries related to algorithmic portfolio analysis. The Service is intended to present general information about our approach and is not, in itself, a brokerage account, a managed investment product, or a substitute for individualized financial advice unless expressly agreed in a separate contractual arrangement.

We reserve the right to modify, suspend, or discontinue any part of the Service, temporarily or permanently, at any time and without prior notice.

3. Eligibility

You must be at least the age of legal majority in your jurisdiction of residence to use the Service. By using the Service, you represent that you have the legal capacity to enter into these Terms and that your use of the Service does not violate any applicable law or regulation to which you are subject.

4. No Investment Advice

Nothing on this website constitutes personalized investment, tax, or legal advice. Any figures, projections, methodology descriptions, or sample reports presented are illustrative and general in nature. Past performance, hypothetical results, or descriptive statistics referenced on the Service are not indicative of future results. You are solely responsible for evaluating the merits and risks associated with any financial decision, and you should consult a licensed, independent professional before making investment decisions.

5. Account and Submitted Information

Where the Service allows you to submit contact details or request an analysis, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any credentials associated with your interactions with the Service and for all activity that occurs under your submitted information.

6. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of these Terms;
• Attempt to gain unauthorized access to any systems, data, or networks connected to the Service;
• Interfere with or disrupt the integrity or performance of the Service;
• Copy, scrape, reproduce, or redistribute content from the Service without prior written consent;
• Misrepresent your identity or affiliation when interacting with the Service.

7. Intellectual Property

All content available through the Service, including text, graphics, logos, layouts, and underlying methodology descriptions, is the property of Bold Vestimance or its licensors and is protected by applicable intellectual property laws. Except as expressly permitted by these Terms, no part of the Service may be reproduced, distributed, modified, or used to create derivative works without prior written permission.

8. Third-Party Links and Services

The Service may contain links to third-party websites or reference third-party tools that are not owned or controlled by Bold Vestimance. We are not responsible for the content, accuracy, or practices of any third-party sites, and inclusion of a link does not imply endorsement. Your use of any third-party site is at your own risk and subject to that site's own terms.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of content. We do not warrant that the Service will be uninterrupted, timely, secure, or error-free, or that any defects will be corrected.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Bold Vestimance and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenues, data, or goodwill arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages. Our aggregate liability for any claim arising out of these Terms or the Service shall not exceed the amount, if any, paid by you to Bold Vestimance for access to the Service in the twelve (12) months preceding the claim.

11. Indemnification

You agree to indemnify and hold harmless Bold Vestimance, its affiliates, officers, and employees from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the Service, or your violation of these Terms.

12. Termination

We may suspend or terminate your access to the Service at any time, with or without cause or notice, including if we reasonably believe you have violated these Terms. Provisions of these Terms that by their nature should survive termination, including disclaimers, limitations of liability, and indemnification obligations, shall survive.

13. Changes to These Terms

We may update these Terms from time to time to reflect changes in our practices, the Service, or applicable legal requirements. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Bold Vestimance is established, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts of that jurisdiction, unless otherwise required by applicable mandatory law.

15. Severability

If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

16. Contact

If you have questions regarding these Terms, please reach out via the contact details provided on our Contact page.